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Leona Decastro
Five Star, REALTOR®, SRES
(904) 710-2163
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478 S Harbor Drive, Indian Rocks Beach, FL 33785

$2,695,000

71 Total Photos [Click to View All]

Property Description

Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.

478 S Harbor Drive | MLS# TB8517047

This single family home located at 478 S Harbor Drive, Indian Rocks Beach, FL 33785 is currently listed for sale with an asking price of $2,695,000. This property was built in 2015 and has 4 bedrooms and 3 full baths with 3135 sq. ft. S Harbor Drive is located in the INDIAN BEACH RE REVISED 23RD subdivision. Search INDIAN BEACH RE REVISED 23RD real estate on ldecastro.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Home Style: Coastal, Elevated, Key West
Lot Size: 0.16 Acres
Roof Type: Metal
Stories: 3.0
Taxes: $34,585
Year Built: 2015
Square Feet: 3,135

Amenities

Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Split Bedroom
Stone Counters
Thermostat
Walk-In Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Sliding Doors

Feature Descriptions

Additional Rooms: Inside Utility
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Association Amenities: Basketball Court, Pickleball Court(s)
Community Features: Dog Park, Golf Carts OK, Park, Playground, Tennis Court(s)
Directions: Gulf Boulevard to east on First Street. Turn east to Harbor Drive to east on Harbor. Drive south to end of street to address.
Exterior: Block, Stucco, Frame
Fencing: Vinyl
Flood Zone Code: AE
Flooring: Carpet, Ceramic Tile, Wood
Foundation: Block, Slab
Frontage Bay Harbor: 57
Garage Dimensions: 52x35
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot: Cul-De-Sac, FloodZone, Landscaped, Paved
Lot Dimensions: 0.16
Ownership: Fee Simple
Parking: Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Oversized
Parking Notes: Covered, Driveway, Garage Door Opener, Golf Cart Gara
Patio/Porch: Covered, Front Porch, Rear Porch
Pets Allowed: Yes
Pool: Deck, Gunite, In Ground, Lighting
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: 24 Hour Notice, Appointment Only, Call Listing Agent, Listing Agent Must Accompany
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Vegetation: Mature Landscaping
Water: Public
Water Access: Bay/Harbor
Water Access Y/N: Yes
Waterfront Features: Bay/Harbor, Lift, Seawall - Concrete
Water View: Bay/Harbor - Full
Zoning: SINGLE

Room Sizes

Primary Bedroom: 16x18
Primary Bathroom: 8x14
Game Room: 38x29
Kitchen: 19x19
Living Room: 20x23
Balcony/Porch/Lanai: 39x7

Listed By / Shown By

Listed By

Agency Name: ENGEL & VOLKERS BELLEAIR
Agency Contact: 727-461-1000

Shown By

Agent Name: Leona Decastro
Agent Phone: (904) 710-2163
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 17,380.70 per month $13,712.57 Principal & Interest $2,882.08 Property Tax $786.04 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/09/2026. The listing information on this page last changed on 06/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 06/09/2026 5:44:48 AM EST) or GAMLS (last updated Mon 06/08/2026 11:15:04 PM EST) or Stellar MLS (last updated Tue 06/09/2026 1:58:47 AM EST) or SPC MLS (last updated Mon 06/08/2026 11:21:10 PM EST) or Martin MLS (last updated Mon 06/08/2026 11:38:10 PM EST) or Indian River MLS (last updated Mon 06/08/2026 11:30:19 PM EST) or Daytona MLS (last updated Mon 06/08/2026 11:36:44 PM EST) or Northeast Florida MLS (last updated Tue 06/09/2026 12:18:58 AM EST) or Beaches MLS (last updated Tue 06/09/2026 2:36:03 AM EST) or BORMLS (last updated Mon 06/08/2026 11:15:21 PM EST) or Amelia/Nassau MLS (last updated Mon 06/08/2026 11:25:13 PM EST) or Dixie Gilchrist Levy MLS (last updated Mon 06/08/2026 11:42:16 PM EST) or NFLMLS (last updated Mon 06/08/2026 9:04:28 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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